Online Banking

Helpful Information

PERSONAL ACCOUNTS

1st Checking

Our 1st Checking account meets most individual's needs. The following features are included:  

  • Minimum $100 to open
  • No Service Charge
  • Unlimited Check Writing
  • Free Debit Card (Surcharge-Free Network)
  • Unlimited Debit Card Transactions
  • Free Internet Banking
  • Free Bill Pay
  • Free Email or Paper Statement
  • Free Consolidated Statement of all Accounts

Interest Checking

MPower Interest Checking is designed for individuals that carry balances of $1,250 or more. This account Includes all the features of our 1st Checking plus:

  • Interest Bearing Account (tiered rates)
  • Free Bill Pay
  • $10.00 Maintenance Fee if Ledger Balanc falls below $1,250 (1st cycle free)
  • 1st Order of Checks Free (selected styles only)

Club

Our Club Option can be added to all our 1st Checking,
or MPower Interest Checking accounts for $5.00 per month.
Add this feature to your account and gain the following benefits:

  • $20,000 Accidental Death & Dismemberment Insurance and 
    $40,000 Common Carrier Insurance
  • Prescription Drug Card Program
  • Prescription Eyewear Discounts
  • Ophthalmology Services Discounts (includes Lasik & medical exams) 
  • Discount Hotel/Motel Directory Savings
  • Free Personalized Checks  (selected styles only)
  • Free Official Check (1 per month)
  • Notary Service
  • Free Fax Service (1per month)
THE INSURANCE PORTION OF OUR CLUB OPTION IS:
*NOT A DEPOSIT
*NOT FDIC-INSURED
*NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
*MAY GO DOWN IN VALUE

Money Market

  • Interest Bearing Account (tiered rates)
  • Minimum $100 to open
  • Limited to 6 transactions per cycle
  • Unlimiited Over-the-Counter Transactions
  • $15.00 Maintenance Fee if Ledger Balance falls below $1,500 (1st cycle free and transaction fees apply)
  • Free Email or Paper Statement

1st Savings

  • Interest Bearing Account
  • Minimum $25 to open
  • 9 withdraws per quarter limit ($5 each over)
  • No Monthly Maintenance Fee
  • $25 Minimum to earn interest
  • Quarterly Statement
  • Interest Paid Quarterly

Christmas Club

  • Interest Bearing Account
  • Minimum $5 to open
  • $8 early withdrawal fee (per each withdrawal)
  • No Monthly Maintenance Fee
  • Interest earned on maximum of $5,000
  • $5 Minimum Balance Required to earn Interest

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