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BUSINESS CHECKING

Mercantile Small Business

Designed with most Sole Proprietorships in mind and other small businesses that keep balances of $500 or more.

  • Free Debit Card with Surcharge
  • Free Network Access
  • Unlimited Debit Card Transactions
  • Free Telephone Banking
  • Free Internet Banking
  • Bill Pay (10 transactions included then $.50 each over 10) available or $5.95 per month
  • Cash Management Banking Available
  • $7 Maintenance Fee if Ledger Balance falls below $500 (first cycle free)
  • 150 Free Items ? then only $0.20 per item
  • Free Email Statement w/ images downloadable to QuickBooks available by 1st    Business Day of New Month or Free Paper Statement

Mercantile Account

Designed for those Small Businesses that keep balances of more than $1,500 

  • Free Telephone Banking
  • Free Internet Banking
  • Bill Pay (10 transactions included then $.50 each over 10) available for $5.95 per  month
  • Cash Management Banking Available
  • $10 Maintenance Fee if Ledger Balance falls below $5,000 (first cycle free)
  • 300 Free Transactions ? then only $0.15 per item
  • Free Email Statement w/ images downloadable to QuickBooks available by 1st Business Day of New Month or Free Paper Statement

Mercantile Analysis

Designed to help Business Owners Maximize their funds and allows Earned Credits that offset maintenance fees

  • Free Telephone Banking
  • Free Internet Banking
  • Bill Pay (10 transactions included then $.50 each over 10) available or $5.95 per month
  • Cash Management Banking Available
  • $10 Maintenance Fee offset by an Earnings Credit
  • Transaction fees apply
  • Free Email Statement w/ images downloadable to QuickBooks available by 1st Business

Mercantile Money Market

Our Mercantile Money Market offers tiered interest rates for qualified Businesses

  • Interest Bearing Account
  • Minimum $100 to open
  • Limited to 6 Transfers per cycle, then $10 each after
  • Unlimited Over the Counter Transactions
  • Credit Card (credit approval required)
  • Free Telephone Banking
  • $15.00 Maintenance Fee if Daily Ledger Balance falls below $10,000 (first cycle free, transaction fees above apply)
  • Free Email Statement w/ images downloadable to QuickBooks available by 1st Business Day of New Month or Free Paper Statement
  • Tiered Interest Rates Apply
  • Interest will be compounded daily and paid monthly

Mercantile IOLTA Account

Our Lawyers Trust Accounts are Specialized Accounts for lawyers to deposit escrow funds

  • Interest Bearing Account
  • No Minimum Balance Requirements
  • Unlimited Check/Debit Items
  • Unlimited Deposit Items
  • Free Email Statement w/ images downloadable to QuickBooks available by 1st Business Day of New Month or Free Paper Statement
  • No Monthly Maintenance Fee

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